Financing & Closing the Transaction

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3.5 hours of PA Real Estate Continuing Education


This course will discuss the basics of financial qualification, review lender ratios, the three C’s of credit, how to assist a buyer in deciding upon a mortgage, how amortization works, and the basic financial skills needed by a real estate licensee. It is recommended that before attending class, students either bring a financial calculator that can calculate mortgages and outstanding balances, or download an app that does this to their smart phones. We will also review  lenders’ requirements for various loan programs, how lenders are valuing properties for mortgages, and how to shepherd a sale to a successful closing.


May 20, 20208:30 AM - 12:00 PMRAYAC Classroom
June 26, 20201:00 PM - 4:30 PMHanover Country Club


  • $40


Melanie McLane


  • Payment Policy: Check or credit card number must accompany registration.
  • Refund Policy: Cancellations for classroom classes made less than 2 business days prior to the date of the course and “no-shows” will not receive a refund or credit. There are no refunds for online courses.
  • Returned Check Policy: If a check is returned by the bank for any reason, there will be a $35.00 charge.
  • SMARTPASS holders: Must pre-register 48 hours in advance by contacting RAYAC. Late registrations and walk-ins will not be accepted.