First Time Home Buyer Program
Helping First Time Homebuyers
LHOP makes the dream of homeownership in Lancaster County more attainable and affordable for first time homebuyers through education and financial assistance.
LHOP Homebuyer Education Program
LHOP is proud to offer a new York Homebuyers Assistance Program (YHAP) and housing counseling services under contract with the County and City of York. Founded in 1994, the Lancaster Housing Opportunity Partnership (LHOP) is a community benefit 501(c)(3) organization created by county and municipal government, business and civic leaders focused housing affordability for low to moderate income people. LHOP strives to cultivate partnerships and make the dream of home-ownership more attainable for low to moderate income first time home-buyers through counseling, education and financial assistance. We look forward to working collaboratively with so many partners in the community.
After attending a pre-purchase homebuyers workshop, eligible households purchasing a home in York County outside of the City may receive up to $5,000 of down payment and closing cost assistance and up to $7,000 in the City of York. Pre-purchase homebuyer education classes are being set up around the City and County and will be announced soon. Marysol Carino, Director of LHOP’s York Housing Opportunity Center stated, “We strive to provide resources and assistance as we advocate and work with families of the great community of York to achieve their American dream of homeownership. We look forward to working with the wonderful and many REALTORS® and lenders to assist people in achieving this dream.”
York Housing Opportunity Center wants to find out… How you are doing with the steps to becoming a homeowner?
Thinking about what you need to do can be overwhelming. We want to let you know, Ask us, We Can Help! We offer FREE Counseling services, YES, FREE… Everyone Deserves a Place Called Home and we want to help you succeed!
- Am I ready to get a mortgage?
- What payment is affordable for me?
- How do I find my house?
- How do I know the house is good investment?
- How do I protect my house?
Homebuyers Education Courses
- Introduction to Homeownership Course
- Pre-Purchase Homeownership Education Course
- Post-Closing Education Course
1 on 1 Counseling Services…
- Credit & Budget Counseling / Rental Counseling
- Pre-Purchase Housing Counseling
- Pre-Closing Counseling for PHFA Loans
- Post-Purchase Coaching for PHFA Loans
- Foreclosure Prevention
Please click HERE to read an article about the 9 Steps to Buying a House.
HOW TO REACH US:
- In person: Visit our office located at 116 N George Street, York PA 17404
- By phone: 717-827-4334
- Via Email: firstname.lastname@example.org
- Via Fax: 717-814-5987 (please include a cover sheet listing documents and number of pages to be received)
We are available Monday-Friday 8:30am-5:00pm to drop off paperwork and for questions. As you can see by the steps of the process, we are on your Team BEFORE, DURING and AFTER.
LHOP is currently accepting applications for the York Housing Assistance Program (YHAP). Please see the following documents for the program.
- York Borrower and Lender Instructions
- YHAP Borrower Required Documents
- Copy of YHAP Application
For more information on the Lancaster Housing Opportunity Partnership please visit www.lhop.org.
Other Housing Opportunities
The Housing Education and Counseling Department of CPC offers free services in the following areas:
Credit & Budget Counseling
First time Homebuyer’s Workshops
If you want help determining how much you can afford for an apartment, how to work with a landlord, or just understanding a lease, check out our Rental Counseling.
If you want help with improving your credit profile, creating and sticking to a budget, check out our Credit and Budget Counseling.
If you want to buy a home for the first time and want to understand the process, check out our Homebuyer Counseling and workshop.
If you are behind on your mortgage payments and are facing foreclosure, check out our Foreclosure Counseling.
Housing Education and Counseling is available at:
Community Progress Council
226 East College Avenue
York, PA 17403
H: 8:30AM – 5:00PM
The Pennsylvania Housing Finance Agency is a non-profit organization which serves the people of Pennsylvania by offering affordable housing resources, including loans and rent assistance. PHFA was created by an Executive Order by the PA Legislature in 1972.
For more information about the Pennsylvania Housing Finance Agency please click HERE.