First Time Home Buyer Program

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Homebuyer Assistance in York City: Programs Available Through Tenfold

Looking to purchase a home in York City? Tenfold, in partnership with the City of York, offers valuable support through the York Homebuyers Assistance Program (YHAP) and housing counseling services.

Through this program, eligible homebuyers may receive up to $10,000 in down payment and closing cost assistance—but first, you’ll need to complete a required Pre-Purchase Homeownership Education Class.

📋 How to Get Started:

Please note: These programs are governed by local, state, and federal regulations, and attendance at the Homebuyer Class is mandatory for assistance eligibility.

Take the first step toward homeownership—explore what Tenfold has to offer today!

Tenfold Financial Workshops and Counseling Services

As an added benefit, Tenfold also offers a variety of financial workshops (browse via events link above), along with free one-on-one counseling services to support the individual on their journey to homeownership and financial peace of mind.

To learn more about these programs, contact us:

  • In person: Visit our Tenfold office located at 116 N George Street, York PA 17401
  • By phone: 717-827-4334
  • Via Email: YHAP@WeAreTenfold.org
  • Via Fax: 717-814-5987 (please include a cover sheet listing documents and number of pages to be received)

 

For more information about Tenfold, please visit www.WeAreTenfold.org.

Adams County Down Payment and Closing Cost Assistance

The Adams County Economic Alliance is offering Adams County residents an interest-free loan of $10,000 towards down payments or closing costs on the purchase of a home in Adams County.

With no interest, and no monthly payments required, the $10,000 loan is designed to be repaid whenever the home is eventually sold or refinanced.

In order to qualify for the interest free loan, the buyer needs to meeting the following criteria:

*At least one person in the household must be employed by an Adams County Employer

*They DO NOT need to be a first-time homebuyer.

*The buyer must occupy the property as a permanent full-time resident.

*Projected Household Income, expected in the next 12 months may not exceed the following limits.

Family of 1:  $72,492
Family of 2:  $83,232
Family of 3:  $93,672
Family of 4:  $101,040
Family of 5:  $112,320

For a complete list of guidelines please click here.

For more information or to apply for the program, please contact Brady Rodgers at brodgers@adamsalliance.org or 717-334-0042, extension 104.

 

Other Housing Opportunities      

The Housing Education and Counseling Department of CPC offers free services in the following areas:
Renter Counseling
Credit & Budget Counseling
First time Homebuyer’s Workshops
Foreclosure Counseling

If you want help determining how much you can afford for an apartment, how to work with a landlord, or just understanding a lease, check out our Rental Counseling.

If you want help with improving your credit profile, creating and sticking to a budget, check out our Credit and Budget Counseling.

If you want to buy a home for the first time and want to understand the process, check out our Homebuyer Counseling and workshop.

If you are behind on your mortgage payments and are facing foreclosure, check out our Foreclosure Counseling.

Housing Education and Counseling is available at:
Community Progress Council
226 East College Avenue
York, PA 17403
 http://yorkcpc.org/
P: 717-846-4600
F: 717-846-7831
E: housing@cpc.org
H: 8:30AM – 5:00PM

 

The Pennsylvania Housing Finance Agency is a non-profit organization which serves the people of Pennsylvania by offering affordable housing resources, including loans and rent assistance. PHFA was created by an Executive Order by the PA Legislature in 1972.

For more information about the Pennsylvania Housing Finance Agency please click HERE..