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He Who Has the Money Sets the Rules

7 hours of PA Appraisal CE 


Appraisal Independence Requirements (AIR) are mandatory and must be followed by all parties to the transaction, including the appraiser, real estate agent, buyer, and seller. This course will explore the Government Sponsored Enterprises (GSEs) standards of AIR, and how GSE requirements affect appraisal reporting.  Discussion will include the history of the Home Valuation Code of Conduct (HVCC), and facts regarding the perceived Appraiser Shortage. In addition, the following topics relating to lenders and lending will be reviewed: the background of the Federal Housing Finance Agency’s (FHFA) mandate to Fannie Mae & Freddie Mac regarding risk reduction for mortgages; how the Dodd-Frank Financial Reform Legislation affects the real estate industry; the Uniform Mortgage Data    Program (UMDP); current lending conditions; the appraisal requirements of portfolio loans and secondary market loans, and how this affects buyers and sellers in the marketplace.  Lunch is included.


DateTimeTitle Location
March 20, 2019
8:30 AM - 4:30 PMHe Who Has the Money Sets the RulesRAYAC Classroom



Michelle Bradley